LTO Car Registration Renewal 2018

It has been three years since our car was registered for us by the selling company. Now, I had to renew the car's registration. Note that the amounts I share here are for a SEDAN. I checked the LTO Website for the registration renewal requirements which are as follows.

• Photocopy of Certificate of Registration (CR) and Official Receipt of payment (OR)
• Appropriate Insurance Certificate of Cover (COC) or CTPL
• Duly accomplished and approved Motor Vehicle Inspection Report (MVIR)
• Certificate of Emission Compliance (CEC)
• Plate Verification is needed before the emission center can conduct testing if you still don't have a license plate
• Taxpayer’s Identification Number

You can only get the MVIR once you are at LTO, East Avenue. And the initial assessor will only give you one if you have the OR/CR, CTPL and CEC.

We got our CEC from RLD Auto Sources Emission Testing Center. Testing was done in roughly 10 minutes. But before we could even have our vehicle tested, they asked us to get our PLATE VERIFICATION from the district office where our car was first registered. This was at the NCR District Office along G. Araneta Avenue. So instead of just 10 minutes, it took us an addition hour just to get this verification because our vehicle still has no license plate until now. This has something to do with COA and a TRO. So, on our PLATE VERIFICATION form, it says FOR PLATE ALLOCATION - NO PLATE AVAILABLE. There was no payment needed for this form.

After getting the PLATE VERIFICATION, and returning to the emission testing center, our vehicle was tested. They attached a smoke emission measuring device to the car's exhaust. The technician revved the motor several times and took a picture of the rear end of the car. I then had to pay 450 pesos.

Next stop was the LTO at East Avenue. The registration requirements was checked by an assessor. He then told me that the Insurance Certificate of Cover I brought with me, the one issued by Standard Insurance, was not appropriate since it did not have the CTPL term under the items covered. I asked him if VTPL-BI and VTPL-PD counted as CTPL. He said that CTPL was for pedestrians who might get hit by an accident. VTPL was for Bodily Injury and PD was for Personal Damage. (But I thought TPL meant Third Party Liability?) Not wanting to prolong our debate, I decided to purchase a CTPL from Milestone Guaranty and Assurance Corp. whose stall was conveniently located a few feet away from the assessor. They charged me 1,250 pesos for the CTPL. Later on, I would call up Standard Insurance and inquire if CTPL was not part of my insurance coverage. They confirmed that it wasn't. But I could have it added the next time I renewed our insurance with them for an additional 610 pesos. For more info, you can read on this article. (What pisses me off is that I thought a Comprehensive Insurance would include CTPL aside from the other things it covers. Apparently, not.)

After buying the CTPL, I was awarded the MVIR along with a technician who would stencil the chassis number and engine number of our vehicle on the form. After he did this, I had to give the documents to window F to be evaluated. And then, I had to wait at window L, the cashier's window, and I had to pay 1930 pesos for the registration renewal. I was then supposed to claim the stickers and plates from window M. But since no stickers and plates were available, I was advised to check back with the LTO at some other future time to claim these.

CEC      450
CTPL    1,250
LTO fee 1,930
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Total Amount Spent    3,630

And that was my LTO registration renewal experiance for 2018. I hope it helps you out.